Economic Themes (2012) 50 (2) 6, 221-232

LIFE INSURANCE MODELS FOR CONSISTENT MARKET


Barbara Rodica

Abstract: Regions and other local environment are included in the current globalization. Businesses as an integral part of the region are heavily dependent on global environmental change. Analysis of economic trends in the world and most dynamic development policies of developed countries shows, that the innovation capability that enables rapid adaptation to changes in the international arena offers the only possibility to improve the competitive position. Only a highly innovative country, region, company can maintain long-term advantage over competitors and can ensure economic competitiveness and economic growth. Innovation enables companies to improve competitiveness and profitability by creating, developing or marketing innovative new products or ideas. Innovations, research and development, enabling the developed economies of the European Union to its citizens adequate welfare and quality of life. In this paper we present some important results of research and studies of regional development. These results are based on secondary use of the statistical data and secondary data obtained from interviews and semi-structured interviews on the qualitative approach, with which we presents a more detailed picture of events in the steerable markets, innovative centers in regional development and talk about the transfer of knowledge and research in the economy.

Keywords:  innovation; innovation potential; guiding markets; knowledge

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